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We are committed to the protection of your personal information. Our Privacy And Protection Policy contains the following important information regarding your use of our web site :
By submitting your request, you grant permission for up to 4 of our Premier Partners to contact you by phone even if you are on the Do Not Call Registry. SecureRights, VeriSign Secured, GeoTrust and RapidSSL helps collect and transfer your information securely to complete your request. By submitting your request you agree to SecureRights', VeriSign Secured, GeoTrust and RapidSSL labels. When you visit our web site, you are encouraged to carefully read the information provided. This includes certain information about services offered which may have separate terms of use and privacy information.
Our web site consists of many pages and services. These are offered on many different web addresses (known as ‘domains’) and are identifiable by our logos and page content. Information provided may be subject to change from time to time so we encourage you to check our online policies and this document regularly
If you have any concerns or questions please use the Contact Us page to obtain our contact information. For more information about all our our Privacy Statements, feel free to read them below.
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Note: Because our privacy policy changes from time to time, we urge clients to check back frequently for updates. The information collection, use, and dissemination practices of EndFinancialPain.com("UApply Inc. ") are discussed in this policy. This policy applies to UApply's information collection (a) on UApply's websites, (b) on various third party websites, (c) through the use of Company's desktop software applications, and (d) to UApply's other information collection, including the purchase of customer lists from third parties.
1. Collection of Information.
1.1 Survey Information. The Company collects information from individuals when an individual voluntarily completes a Company survey, order form, or a registration page either online or offline, or by means of online or offline surveys, order forms, or registration pages operated by third parties (collectively, a "Survey"). (As used herein, "online" means using the Internet, including the Websites, and related technologies, and "offline" means by methods other than online, including in person, in the postal mail, using telephones and cell phones, and other similar means.) In the Surveys, the Company or a third party (a "Third Party") may ask an individual to provide various information to the Company, which may include his or her name, email address, street address, zip code, telephone numbers (including cell phone numbers and carriers), birth date, gender, salary range, education and marital status, occupation, employment information, personal and online interests, and such other information as may requested from time to time (together, "Survey Information"). Company or Third Party may also collect information such as what browser you are using and your Internet Protocol ("IP") address. Completing the Surveys is completely voluntary, and individuals are under no obligation to provide Survey Information to the Company or Third Party, but an individual may receive incentives from the Company or a Third Party in exchange for providing Survey Information to the Company.
1.2 Third Party List Information. The Company collects information from individuals when an individual provides information to a third party, and the Company subsequently purchases, licenses, or otherwise acquires the information from the third party (the "Seller"). Such purchased information may include, but is not limited to, an individual's name, email address, street address, zip code, telephone numbers (including cell phone numbers and carriers), birth date, gender, salary range, education and marital status, occupation, industry of employment, personal and online interests, and such other information as the individual may have provided to the Seller (together, "Third Party List Information"). When acquiring Third Party List Information, the Company seeks assurances from the Seller that the Seller has a right to transfer the Third Party List Information to the Company and that the Company has a right to provide offers from advertisers to the individuals whose personal information is included on the Seller's list.
1.3 Other Information. Other occasions when the Company obtains information from individuals include (1) when an individual is making a claim for a prize or seeking to redeem an incentive offered by the Company or by a third party, (2) when an individual requests assistance through Company's customer service department, (3) when an individual voluntarily subscribes to a Company service or newsletter (together, "Other Information"), and (4) when an individual voluntarily downloads, installs, and uses Company's desktop software application(s).
1.4 Cookies, Web beacons, and Other Information Collected Using Technology. The Company currently uses cookie and web beacon technology to associate certain Internet-related information about an individual with information about the individual in our database. Additionally, the Company may use other new and evolving sources of information in the future (together, "Technology Information"). (a) Cookies. A cookie is a small amount of data stored on the hard drive of the individual's computer that allows Company to identify the individual with his or her corresponding data that resides in Company's database. You may read more about cookies at www.cookiecentral.com. Individuals who use the Websites need to accept cookies in order to use all of the features and functionality of the Websites. (b) Web beacons. A web beacon is programming code that can be used to display an image on a web page (by using an <img src="x"> programming function -- see www.www.org for more information), but can also be used to transfer an individual's unique user identification (often in the form of a cookie) to a database and associate the individual with previously acquired information about an individual in a database. This allows Company to track certain web sites an individual visits online. Web beacons are used to determine products or services an individual may be interested in, and to track online behavioral habits for marketing purposes. For example, Company might place, with the consent of a third party website, a web beacon on the third party's website where fishing products are sold. When Joe, an individual listed in Company's database, visits the fishing website, Company receives notice by means of the web beacon that Joe visited the fishing site, and Company would then update Joe's profile with the information that Joe is interested in fishing. Company may thereafter present offers of fishing related products and services to Joe. In addition to using web beacons on web pages, Company also uses web beacons in email messages sent to individuals listed in Company's database. If you wish more information about web beacons, you may wish to visit http://www.webopedia.com/TERM/W/Web_beacon.html. (c) New Technology. The use of technology on the Internet, including cookies and web beacons, is rapidly evolving, as is Company's use of new and evolving technology. As a result, Company strongly encourages individuals to revisit this policy for any updates regarding its use of technology.
1.5 Outside Information. The Company may receive information about individuals from third parties or from other sources of information outside of the Company including information located in public databases ("Outside Information").
1.6 Individual Information. As used herein, Individual Information means Survey Information, Third Party List Information, Other Information, Technology Information, and Outside Information, and any other information the Company gathers or receives about individuals.
1.7 No Information Collected from Children. The Company will never knowingly collect any personal information from or about children under the age of 13. If the Company obtains actual knowledge that it has collected personal information about a child under the age of 13, that information will be immediately deleted from our database. Because it does not collect such information, the Company has no such information to use or to disclose to third parties. The Company has designed this policy in order to comply with the Children's Online Privacy Protection Act ("COPPA").
1.8 Credit Card Information. The Company may in certain cases collect credit card numbers and related information, such as the expiration date of the card ("Credit Card Information") when an individual places an order from Company. When the Credit Card Information is submitted to Company, such information is encrypted and is protected with SSL encryption software. The Company will use the Credit Card Information for purposes processing and completing the purchase transaction, and the Credit Card Information will be disclosed to third parties only as necessary to complete the purchase transaction.
1.9 Information Collected by Company's Desktop Software. Company's desktop software (including NewtonKnows) and related services may routinely collect the following information about individuals: (1) error logs, (2) keywords used by the individuals in web searches, and (3) information about the sites the individuals visit. Error log information will be used by Company to improve the performance of the desktop software. Other information regarding individuals may be used for any purpose permitted by law, including to target relevant advertising to individuals.
2. Use of Individual Information.
2.1 Discretion to Use Information. THE COMPANY MAY USE INDIVIDUAL INFORMATION FOR ANY LEGALLY PERMISSIBLE PURPOSE IN COMPANY'S SOLE DISCRETION. The following paragraphs in Section 2 describe how the Company currently uses Individual Information, but the Company may change or broaden its use at any time. As noted below, the Company may update this policy from time to time. The Company may use Individual Information to provide promotional offers to individuals by means of email advertising, telephone marketing, direct mail marketing, online banner advertising, and package stuffers, among other possible uses.
2.2 Email. The Company uses Individual Information to provide promotional offers by email to individuals. The Company may maintain separate email lists for different purposes. If email recipients wish to end their email subscription from a particular list, they need to follow the instructions at the end of each email message to unsubscribe from the particular list. To unsubscribe from all Company email lists, a person must visit and follow the instructions provided at
2.2(a) Content of Email Messages. In certain commercial email messages sent by Company, an advertiser's name will appear in the "From:" line but hitting the "Reply" button will cause a reply email to be sent to Company. The "Subject:" line of Company email messages will usually contain a line provided from the advertiser to Company. The subject line will not usually contain phrases such as "ADV:" or "ADVERTISEMENT". Company's commercial email messages will contain information how an individual may unsubscribe from that particular list.
2.2(b) Solicited Email. Company only sends email to individuals who have agreed on the Websites to receive email from Company or to individuals who have agreed on third party websites to receive email from third parties such as Company. Company does not send unsolicited email messages. As a result, statutes requiring certain formatting for unsolicited email are not applicable to Company's email messages.
2.3 Targeted Advertising. The Company uses Individual Information to target advertising to an individual. When an individual is using the Internet, the Company uses Technology Information (see also Section 2.5 below) to associate an individual with that person's Individual Information, and the Company attempts to show advertising for products and services in which the person has expressed an interest in the Surveys, indicated an interest by means of Technology Information, and otherwise. The Company may, at its discretion, target advertising by using email, direct mail, telephones, cell phones, and other means of communication to provide promotional offers.
2.4 Direct Mail and Telemarketing. The Company uses Individual Information to advertise, directly or indirectly, to individuals using direct mail marketing or telemarketing using telephones and cell phones.
2.5 Use of Technology Information. The Company uses Technology Information (1) to match a person's Survey Information and Third Party List Information to other categories of Individual Information to make and improve profiles of individuals, (2) to track a person's online browsing habits on the Internet, (3) to determine which areas of Company's web sites are most frequently visited. This information helps the Company to better understand the online habits of individuals so that the Company can target advertising and promotions to them. |
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